accessibility ACCESSIBILITY

Common Insurance Terms

White Family Dentistry, Gregory R. White, D.D.S. - Common Insurance Terms


Insurance Company: A company that administers and adjudicates benefits according to the plan picked by the employer. They front the money for payment and the employer reimburses. If the employer is unable they are insured by the State and will be reimbursed by the State of Minnesota for funds lost.

PPO: Preferred Provider Organization (NOT an insurance company); Insurance companies contract with PPOs so that they can utilize their network of providers. However, a PPO never determines what is covered or how it is covered. They only determine if the provider used is part of their network. If the provider is a part of their network they will adjust the fees according to their contract with the provider.

DMO: Dental Management Organization; Patient must pick a specific dental provider. If the patient goes to any other provider, no benefits will be paid.

TPA: Third Party Administrator (self-funded); These are companies who adjudicate claims and payment on behalf of the employer. They are not an insurance company and are not bound by the insurance laws or insurance commissioner. These plans are funded directly from the employer. NOTE: An insurance company (e.g. MetLife) can also have self-funded plans but a TPA can not have insured plans because of licensing differences.

DED - Deductible


Read what people are saying about us.

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Dr. White has been my dentist going on 15 years now. I feel I am much more particular about my dentist than my medical doctor. Dr. White has the utmost concern for my welfare and for insuring a pain-free dental procedure. Every six months I have my teeth cleaned at his office and he personally examines my teeth for changes. He only recommends procedures that I really need. My teeth aren't the greatest, but Dr. White had repaired many of my teeth and he has even replaced a number of my teeth with crowns. Each time, he time he was very careful to conduct a pain-free procedure and make sure it was done right. He has never had to redo any of the work he's done for me. I would consider Dr. White to be very reasonably priced and I would sincerely recommend his work to anyone who cares about their dental health.

Michael Loehrer

We at Prosites sincerely appreciate the opportunity to design and host your new website. Your dedication to educating and serving your patients is evident by the excellent information and background your website provides to visitors. We salute your efforts in providing that extra level of communication and service that is so important to patients.

Lance V. McCollough President & CEO Prosites, Inc.

I have to say, I have lived in many places and seen many dentists over the
years but Dr. White is one of the best I've come across. From cleanings and
check-ups to emergency appointments and routine rebuilding and replacing of
fillings and crowns I always get great dental care from Dr. White and his
staff. His ability to perform the Cerec procedure for crowns, leaves you
with great fitting, good looking crowns and all in one sitting - it just
can't be beat! Thanks White Family Dentistry for continuing to make my
smile better and better.

Sue Niehoff

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Contact Us.We encourage you to contact us with any questions or comments you may have. Please call our office or use the quick contact form.

Contact Us

We encourage you to contact St. Louis Park, MN dentist, Dr. Gergory R. White, with any questions or comments you may have. Please call White Family Dentistry, our St.Louis Park General & Cosmetic Dentistry, or use the quick contact form below.